A crucial aspect that offers security and confidence to both homebuyers and lenders. 

From mortgage applications to interest rates, this seemingly innocuous number can wield immense power over your financial endeavors.

We understand that choosing between variable and fixed mortgage rates can be a pivotal decision on your homeownership journey.

The mortgage stress test is a crucial component of the mortgage application process that evaluates your financial capability to manage potential interest rate hikes or financial setbacks.

Our comprehensive guide explores the benefits and considerations of different payment schedules, empowering you to make an informed decision that aligns with your goals.

Mortgage Amortization - It's basically the fancy term for how you pay off your mortgage little by little.